News/Blog

Our Annual Church Building Cost of Construction Update

Each year, we update our blog readers on the costs of a typical church building construction project along with the factors that affect pricing a church design. From our perspective, doing this for 2022 requires less of an update and more of a reboot.

We all know that costs are rising with inflation, yet how much the cost of construction has increased in recent months has surprised even us. There are many factors behind the increase, but this post will focus on the three primary ones: the supply chain, labor shortage, and inflation.

How Supply Chain Issues Impact Church Building Projects

Americans became aware of supply chain issues at the start of the COVID-19 pandemic, as everyone scrambled to stock up on toilet paper. But toilet paper wasn’t the only thing in short supply.

Very quickly, supply chain problems began to impact various types of industry, especially construction. Metals were scarce. Chemicals used to make certain types of products became difficult to find. Microprocessors that drive all kinds of church building products, from HVAC to audio – visual and security systems, were no longer available.

Toilet paper and other household products are back on the shelves, but construction materials remain in short supply. Our President, David McKnight has seen material shortages like this before.  He is reminded of his experiences building in the mission field and growing up with missionaries staying at his home frequently: when materials are short, you have to wait a long time for what you need. It is very likely these supply chain problems are not going to correct themselves anytime soon. Church leaders must expect a church facility to take longer to build, and for products to cost more, for years to come.

The Labor Shortage and Church Building Construction

Next, let’s review the specifics of the construction labor market. There is already more work that there are workers available. Currently, there are over 300,000 unfilled construction jobs in America. Additionally, a new study shows that 1.5 million skilled construction workers are planning to retire in 2022, yet only an estimated 900,000 people are available to fill these skilled positions.

This also means construction workers with 30 years of experience are being replaced with newly trained laborers who have little experience in the field. Construction production rates will go down while these workers learn, plus the industry will still be short 900,000 workers (600k due to retirement, and another 300k needed to fill current openings). The result is the same as with supply chain issues: expect your church facility to take longer to build, and for products to cost more, for years to come.

The Effect of Inflation on Your Church Design

Discussing inflation in terms of percentages seems inadequate. Prior to 2020, construction inflation had been running consistently around 5% for several years, while overall inflation was 2–3%. During that time, the government printed trillions of dollars in COVID-19 relief and now the bill is coming due.

For example, we have seen huge increases in the cost of steel. Before 2020, we would quote to church leaders, with a good degree of accuracy, that the structural steel phase of church building construction would cost between $10–$15 per square foot. Today, we are praying that the same structural steel phase will not rise beyond $30–$35 per square foot! Obviously, that cost increase is a game-changer for any church design. Admittedly, steel is a component that has increased most drastically, but all phases of a church building project have experienced significant inflationary increases.

We constantly remind church leaders that there are four phases to a church building project: site work, plans and permit fees, building construction, and furniture and equipment. In 2020, we told church leaders to plan on spending $200–$250 per square foot for all four phases of their project. In spring 2022, we are looking at $275–$325 per square foot—but we don’t know how long these numbers will remain accurate.

So, What Can Church Leaders Do?

We recommend you do not wait, hoping that prices will reverse. That will not happen to any significant degree. Start planning your project now and expect it to take longer to build. Meanwhile, take care of your existing church building. Stay up on maintenance. Many smaller churches will need to consider other options beyond a new building. Be creative in looking for options.

Finally, always remember to seek God’s guidance for both answers and resources. Your church vision will not be held back because buildings cost more and take longer to construct. Remember also that we are with you in these challenging times. Our free i3 webinars keep you updated on the latest in church design and construction information, so register today for our upcoming webinars.

2022-05-10T20:51:27+00:00 May 10th, 2022|Church Building, Church Design|

Factoring Opportunity Costs into Your Church Design

Opportunities to expand your church design or construct a new church building are impacted by many factors. We’ve seen this happen with buildings of all types during the COVID-19 pandemic. Whether it’s inflation or everchanging building codes, there can be a large opportunity cost when it comes to putting off your church building project.

How Inflation Impacts Your Church Design

Construction inflation is always higher than general inflation rates across the US. We’ll specifically address, in-depth, rising church building costs in a coming article.

Suffice it to say that prior to the pandemic, construction inflation was running between 2–4% per year. In mid-2022, general inflation has risen to 8%, while construction inflation has gone up more than 20% over the past two years. This photo, as an example, demonstrates what $1000 could buy in lumber in January 2020 vs. June 2021.

Obviously, this means the overall cost of any church design is going to increase as well. Even if you’re just beginning to think about new church building construction or remodeling an existing church facility, there’s an opportunity cost to waiting, as we don’t expect inflation rates to reverse direction anytime soon.

Supply and Demand Also Impact Your Church Building Project

Inflation isn’t the only challenge facing the church design and construction process. Manufacturing is at its highest rate in history, which means there are more demands for materials, energy, and workers in various industries than ever before. Consequently, your church building contractor is competing with other industries for the resources they need to complete your church building project. We’ve seen this impact the timeline for our own church building projects. Anytime there is a delay, that can also drive-up prices.

The Cost of Building Code Changes

Code changes always make buildings more expensive. In residential construction, about 40% of the price increase of a typical home were dictated by building code changes. A church building lies in the middle between residential and commercial buildings in terms of code requirements, but specific ministry opportunities can significantly impact the cost of your church design. For example, if you’re looking to start a daycare facility on your church property, there are many building codes you’ll need to follow that you wouldn’t need to implement for a church nursery.

Plainly, there’s an opportunity cost to putting off your church building project even in the best of times. If you’re looking to implement a church vision for ministry in your community that involves a new church design or remodeling an existing church building, delay could be costly.

To learn more about various aspects of church design and construction, sign up for the next installments in our free i3 webinar series. There are other opportunities to consider with your church building that we’ll address in an upcoming post. Next week, we’ll provide an in-depth look at rising church building costs with our annual cost of construction update.

2022-05-03T18:14:36+00:00 May 3rd, 2022|Church Building, Church Design|

Pandemic-Era Concepts for Connecting Your Church Building with the Community

One side effect of the pandemic has been the fragmentation of community connections. The unknown impact of COVID-19 caused many people to retreat to the safety of their homes and stop being involved in their communities. While COVID-19 is still around, there appears to be a strong public desire to reconnect. Your church building can be a prime tool for supporting community connections while helping people feel comfortable visiting your church. Here are some concepts we’ve encountered that are helping people stay involved and are allowing churches to minister to them.

Using Your Church Building as a Ministry Tool for Hungry People

We’ve heard many stories about faith leaders that opened a church building for food distribution during the pandemic. When people in communities across America lost their jobs, when businesses and restaurants closed down, churches and food banks stepped in to fill hungry bellies. While lately people have been able to go back to work, inflation is now making food harder for families to afford.

Food assistance is an important ministry, and it also provides a low-stress way to introduce visitors to your church building. When people learn that they can turn to the church to get food, upon visiting, they can see what else the church has to offer. They also become more familiar with being in a church building, making it easier for them to imagine returning on Sunday morning.

How Your Church Design Can Support Other Ministry Concepts

A church building can be more than a food distribution site. We are hearing about churches that are opening large indoor spaces, such as a gym or sanctuary, to create socially distanced learning opportunities for kids after school. For children in a community that don’t have internet access at home to do their homework or study online, a church building can become an after-school hub that makes children more comfortable on your church property.

There is also a need for daycare centers in many communities, and your church school classrooms might be just what someone needs to get a daycare started. Adults can also use the classrooms in your church building for job training. The rooms in your church design can also be used for community meetings and as staging areas for distribution of supplies, whether it’s blankets, socks, and underwear for the homeless or testing kits for community members. Churches can also serve as a COVID-19 testing site for your community if needed.

Remembering to Keep Everything Clean

Of course, these opportunities to increase community awareness of your church will come with certain costs. Every time people enter and use your church building for these community events, you will need to clean it afterward. But just seeing a clean church building can help people trust that they will be safe if they visit to worship. Presenting a clean, safe, and active church building will also help people feel involved and less attentive to pandemic issues.

Understanding the multiple ways that your church design can become an effective tool for ministry is one of our goals and part of the reason we created our free i3 webinar series. Register today for our next webinar to learn more creative ideas for meeting your ministry needs.

2022-04-26T20:10:41+00:00 April 26th, 2022|Church Building, Church Design, Safety|

Church Design Features for Health Safety

While the world becomes more comfortable living with the social and health demands of the pandemic, many still ponder the safety of where they should go in in person. This means that church leaders need to be thinking proactively about church design features that will help guests and attendees feel comfortable when returning to in-person church activities. If they know that they can navigate the church building in relative safety and comfort, they will likely worship more often.

Focusing on Touchless Doorways in Your Church Design

If people don’t have to touch a surface, then you don’t have to clean that surface as frequently, and you can worry less about germ spread. Therefore, touchless features are one obvious element of church design that improves pandemic safety. For example, consider the main doors to your church building. This is one place where everyone touches the door handle, unless, of course, the doors open automatically. It is possible to retrofit most existing doors with a motion sensor and automatic door opener. This allows everyone to enter your church building without touching a handle at all.

You may have also noticed that some public spaces today have restrooms where you walk around a corner to enter the space, without having to open a door. (Airports are one example, where the lack of a door makes maneuvering luggage easier.) If there isn’t space in your existing church design to add such a feature, then another option is for your restroom doors to open outward and if possible don’t latch. That way, people leaving the restroom can use a kickplate or push the door with their foot or elbow.  If your doors open inward there is a foot pull that you can use to open an unlatched door with your foot.

Other Touchless Safety Features to Consider

Touchless features in restrooms are increasingly becoming standard to flush toilets and urinals and dispense soap and water for washing hands. Water fountains are another place where safety is a concern, so we’re seeing many churches adding bottle fillers to existing water fountains or replacing them entirely with touchless bottle fillers. Also, some building codes now require occupancy sensors that turn off lights when rooms aren’t in use. You can program these to turn lights on as well, meaning that no one needs to touch a light switch in your church building.

Another feature that helps guests feel safe in your church building is a good set of signs. Having informative wayfinding signs throughout your church property is a way for people to navigate without having to worry about talking to too many people or wandering into room after room, perhaps touching doorknobs as they go.

The Importance of Natural Light in Your Church Building

Studies show that natural light is helpful in killing viruses, which is one more reason to enhance the natural light in your church design. Natural light makes a room warmer, more friendly, and open feel, which also means people will feel safer.

We are also integrating more outdoor spaces into church designs, such as larger patios and gathering spaces. This provides church leaders with more flexibility, when the weather is good, for fellowship outside or even hold a service outside in the open air.

With these and other options, the pandemic is providing us with opportunities to look at church design from different perspectives. This is part of what we provide in our free i3 webinar series, so we encourage you to sign up here for our upcoming webinars.

2022-04-19T19:37:17+00:00 April 19th, 2022|Church Building, Church Design, Safety|

Pandemic-Era Tools for Keeping Your Church Building Clean

Now two years into the COVID-19 pandemic, we’ve learned much about what works well for keeping your church building sanitized and clean. Early on, there was some uncertainty about which sanitary precautions made sense, but now many churches have well-established procedures. The following are some of the tools that churches are using to make a difference, and to help both guests and attendees feel comfortable worshipping in church buildings.

The Must-Have Basic: Hand Sanitizer Stations

Everyone is likely seeing hand sanitizing stations in just about every community building they enter. It’s a sign of the times—and an effective one. Whether it’s a pump jug of sanitizer on the receptionist’s desk or a freestanding dispenser, providing hand sanitizer sends everyone the message that you care about the health of the people who enter. Strategic placement of hand sanitizer stations makes sense near church building entrances and wherever else people will be handling doorknobs, greeting each other, or meeting together.

Let Your (Sanitizing) Light Shine throughout Your Church Design

Cleaning your church building and wiping down frequently used surfaces has certainly become almost second nature. But there is technology that allows you to go further than that. UVC lights kill viruses and bacteria. They are also harmful to humans with prolonged exposure, but they can be very effective when used in appropriate ways.

For example, UVC lights can be dragged across individual seats or left in a room overnight to sanitize an entire space. Purifying systems using UVC lights are also now being installed in the intake sections of HVAC systems. When the HVAC system pulls air from rooms into the system, the light will kill viruses and help make the air of your church building safer to breathe. There are also ionizing-based systems that serve much the same function.

Investing in Antimicrobial Options for Your Church Building

If you’re willing to make a bigger investment in sanitizing options, you might consider installing antimicrobial surfaces for areas in your church building. Certain types of metals will kill bacteria or prevent them from sticking. These kinds of materials are used in hospitals for high-touch items like doorknobs, locks, and counters. While they do cost more up front, they provide additional layers of safety. They also cut back on the cost of maintenance staff time and cleaning supplies, as well as lessening the amount of chemicals being spread around your church building.

The most important element of each of these sanitizing tools is that they help people feel more comfortable coming into your church building. When guests know you care about keeping them safe, they’re more likely to return. When attendees and guests understand that you’ve invested in sanitary measures to keep things clean, they will feel safe to join you for in-person worship again.

As you can imagine, we’ve gotten a lot of COVID-19 related questions from attendees of our free i3 webinars. This is why we are sharing the latest information on how to keep your church building safe and clean in these uncertain times. To learn more and get your questions answered, sign up for our next free i3 webinar, and look for the next in our series, which will discuss church design options that address COVID-19 protocols.

2022-04-12T19:38:29+00:00 April 12th, 2022|Church Building, Church Design|

Church Design that Addresses Feeling Safe from the Pandemic in 2022

This is a topic that hopefully will be less of a concern as time goes on: how can you as a church leader help people reduce their concerns about health safety while in your church building? Yes, COVID-19 cases are currently declining, but worries still exist, breakouts are still possible, and the future is still a little uncertain. The pandemic has had an impact on church design options, so it remains something to consider when planning changes to your church building.

Understanding the COVID-19 Reshuffle

Following the shutdown caused by the pandemic, many churches are dealing with a decrease in prior attendance numbers. People have reshuffled where they go to church; for many, this is based on whether masks are required or not and the politics behind those rules. This group has thrown the theology to the backseat and is looking at more contemporary reasons for why they go to church. All of this impacts who shows up at your church building for worship and ministry.

For example, a lot of churches have seen the departure of “the crowd.” Churches usually have a group of members who are committed to the church, no matter what. They always show up and they pledge. Then you’ve got “the crowd,” the people who showed up because it’s the thing to do, or because they feel they should. These folks generally have no real strong commitment to a church, and when COVID-19 showed up, they left (and we’ve described the numerical impact of those departures here).

The Impact of Online Worship on Church Building Attendance

At this point, most church leaders that wanted to bring their churches online have done so. The good side of being online is that it’s opened up new avenues for ministry and kept people connected. The bad news is that some people discovered they like it better than coming to a church building in person. This raises the question of when will these people feel like coming to an in-person service? Also, if they’re not going to come back in the long run, how will you keep them connected to your congregation?

Another big question for church leaders today is how to handle the continued appearance of new COVID-19 variants and outbreaks. Depending on what state you live in and what you’re wanting to do ministry-wise, this could cause great consternation or not be a problem at all. Some people are obviously more afraid to go out when pandemic numbers are rising, and that affects church attendance as well.

Focusing on Church Design Safety Elements in 2022

So, church leaders are familiar with these issues. What do we do in 2022? Our response to this question is to focus on safety. If you want people to show up and be comfortable in your church building, you have to address their safety concerns. Over the next several posts, we’re going to focus on four church design and facilities areas that can help people feel safe: tools, design, concepts and opportunities.

In our next article, we’ll focus on the first category: tools. Meanwhile, keep up with the latest in church building wisdom by signing up for our next free i3 webinar, which is how we keep church leaders “in the know” about every aspect of church design, construction, and using your church building for ministry in your community.

 

2022-04-05T18:04:54+00:00 April 5th, 2022|Church Building, Church Design|

Sharing Our Church Building Funding Responses to i3 Webinar Questions

One reason to attend our free i3 church building webinars is the chance to get your questions answered live by one of our church design and construction experts. You’ll also learn the latest information about everything from church vision to finishing touches. Here are answers to some church leaders’ questions asked in our recent Funding Your Church Building i3 webinar.

How do we address the impact of COVID-19 on church attendance numbers?

This is an excellent question that most church leaders are having to address. Mortgage lenders will ask many questions about the health of the church as they calculate how much funding to offer for your new church design and construction, and the impact of COVID-19 is being felt everywhere. If you’re concerned that year-to-year attendance numbers have gone down with closures and restrictions, remember that everyone is in the same boat.

So, the solution is to find out how other churches are doing and determine if you can make a favorable comparison. For example, there’s a research organization called Barna that can give you statistics about church attendance and other information. We learned from them that mainline churches are at about 50% of their pre-COVID attendance, evangelical churches are between 60–70%, and Pentecostals have rebounded to 90% of their pre-COVID levels. So, if your numbers look better than some of those here, you can use that information in your funding application.

Attendance isn’t the entire picture, either. It might be that your attendance shrunk, but attendees are contributing more in total or at a higher average rate. By researching what is happening to other churches on a national level, it might be possible to show more favorable statistics for your church in comparison and use that information in your funding application. The important thing is to put your best foot forward, no matter what the past few years have been like.

Is it better to buy land for cash or keep cash on hand?

The short answer is that cash is always helpful in the funding calculation. Land won’t help you much in terms of the appraisal, especially (as we explain here) if you have an existing church building on it. If you have an open field in a busy area or where land is expensive, that might help brighten your overall financial picture. Otherwise, it’s better not to spend money on land until you have an idea of the total construction budget.  Knowing the budget may redirect your focus to other options.

How can we best motivate attendees to give to our church building project?

This is another good question. Sometimes, church leaders are tempted to talk up how fancy the new church building will be. However, we think it’s better to focus on the church vision and mission for ministry in your community, and how a new or remodeled church design can better meet your ministry needs.

It’s important for everyone to realize how your church building is a tool for ministry, not an end in itself. Rather than saying, “the building will be X square feet and built from stone,” talk about how the new church design will allow you to have 50 kids together in the youth room, building relationships with each other and learning about Christ.

We’re always happy to answer any church design and building questions you bring to our free i3 webinars, or at any time by reaching out to us. Meanwhile, we encourage you to stay informed by registering now for our next webinars.

2022-03-22T20:28:11+00:00 March 22nd, 2022|Uncategorized|

Begin the New Church Design of Your Dreams by Building Financial Strength

One thing church leaders can depend on: the cost of church building construction is likely to rise. While it’s prudent to address church building or renovation needs right away, it may not always be possible or practical. Here are some reasons why you might need to delay construction and how you can establish financial strength in the meantime.

Why Your Church Building Might Have to Wait

There are many reasons why immediately might not be the best time to make the commitment to a church building project. Perhaps you already know you can’t raise the funds you need right now for the church design you want. Sometimes, you work with architects to design the church building that meets the needs of your church vision, but you realize that you just can’t fund the amount you need to begin the church building. Or it’s possible the bank turned down a loan application for one reason or another.

No matter the cause, it doesn’t have to be the end of your church building story. Instead, it’s an opportunity to take a pause and strengthen your financial situation so that when the time is right, you will be ready and able to acquire the funding you need to build on that church vision.

Building a Solid Financial Foundation for Your Church Vision

So, what can you do to establish financial strength? One of the most important commitments you can make is to operate within the church’s income. Don’t spend more than you bring in. Show bankers your commitment to financial responsibility. Also, make sure to keep good financial records, and to have clear accountabilities and safeguards in place for all financial matters with both staff and volunteers.

It’s also not too early to begin saving for your future church building project. Once you’ve got your church vision established, talk about how a new church design or remodeling project will help bring that vision into reality. Create a church building fund and invite people to begin contributing with their money and their prayers.

How Other Numbers Support the New Church Design of Your Dreams

Some preparations don’t involve financial numbers, but they are just as important. As we’ve noted before, lenders aren’t just looking at the finances. They want to know if you have a thriving and growing church that can support this church design and construction project. Do you have more people coming to worship each year? Is the number of giving units increasing as well? Keeping good records on attendance and giving can bolster your loan application down the road. When you can prove your church is growing numerically, bankers are more willing to lend.

Of course, the spiritual side of any church vision is the most important. You wouldn’t want to begin a church building project without having that in place. But when you’re looking to build, you also need to have your financial house in good order, which is why we recommend these steps for all church leaders, at any point in the church design and construction process.

To learn more about what we recommend for church leaders, sign up for our free i3 webinars today.

2022-03-15T18:12:40+00:00 March 15th, 2022|Church Building, Church Design, Financing|

Impress Your Financial Institution with a Comprehensive Church Building Budget

Preparation is a key value in any church design and construction project. One important step is to develop a comprehensive and realistic church building budget before you begin conversations with your lending institution. When it’s clear that you’ve done your homework, you can impress your bankers, and help to receive the most favorable financial package.

Understanding the Four Church Building Budget Categories

There’s much more to a comprehensive church building budget than just the cost of the structure itself—though that will usually be the largest portion of the budget. Before that can begin, there must be site work to prepare the land for your building and bring in water, sewer, gas, and electric lines. If you’re replacing or remodeling an existing church building, some of those elements might be in place, but updating them to meet the latest codes and standards might come with additional costs. Then, when you’re done, you’ve got to install landscaping, parking, and other site amenities.

Before the church design can become reality, there are also all sorts of costs associated with approvals, fees, and permits. You’ll need to budget for architectural plans and various kinds of engineering drawings of your church design that will be required to receive permits and various and many times numerous government permit fees.

Finally, once the shell of the church building is constructed, you need to spend money on what’s called FF&E, or furnishings, fixtures and equipment. This includes everything from the tables and chairs in the classrooms to phone systems for offices and live stream equipment for your online services.

Thinking Beyond Your Church Design When Budgeting

Those church building categories are central to the budget, but they’re not all. Anyone who has put together a budget during the initial design phase of a project knows that it’s really a “working document,” because things will change along the way. We always recommend a contingency line in budgets because every project needs a safety net for unexpected costs.

For example, we’ve heard a lot lately about “supply chain issues,” and those could impact your budget’s bottom line as well. Perhaps you ordered a video projector for your worship center, but the manufacturer can’t get the parts they need, and they say it will be another six months before the video projector is ready. You need the video projector sooner than that, so you might have to choose a different model or find it elsewhere at a higher price.

Reckoning on Inflation in Turbulent Times

Another important element to include in any realistic church design and construction budget is inflation. As we know all too well, turbulent times and supply chain issues can cause costs to rise over time. Responsible and sensible church leaders will factor that into their comprehensive budget, and lending institutions are likely to look more favorably on a loan application that takes such issues into account.

Good stewardship is one hallmark of a thriving church. No matter where you are in your church design and building process, we want to support you in being good stewards. This is why we continue to share our free i3 webinars every year, so sign up for our webinars today.

2022-03-08T21:12:33+00:00 March 8th, 2022|Church Building, Church Design, Financing|

How Lending Institutions Account for Your Church Building Capital Campaign

The church design and building process can sometimes seem like a jigsaw puzzle. Different elements will fit together in order for the entire picture to be finished. Here we take a look at how the capital campaign and lending institution pieces combine as part of the broader church design.

What to Expect from Your Lending Institution

If you’re planning to take out a loan to cover some portion of your church building project (and most churches do), the lending institution will want a lot of information that helps them calculate how much you can afford to pay back over the life of the loan. This includes information about the results of your capital campaign.

For example, lending institutions won’t count 100% of the pledges that you received through your capital campaign. They presume a certain amount of attrition (pledgers do move away and their life circumstances change). However, any cash donations that you’ve already received toward the church building project can be figured into the calculations, raising the total amount of money the institution might be willing to lend.

If your church has no recent record or prior history of a significant successful capital campaign, the amount considered by the lender will be much less, perhaps 50% of the unpaid pledges you’ve received. Obviously, if you have a history of collecting high amounts through a capital campaign, that percentage may go up, but don’t expect it to hit 100% of the pledged amount.

Making a Good Church Building and Financing Impression on Your Lending Institution

So, how can the amount considered be maximized? One excellent way is to make a good impression on your bank, proving that you’re organized and have your financial house in order. To help do that, here is a list of information you can bring to your first meeting with a loan officer to prove that your church is ready to take on this financial responsibility:

  • Background on the Church. Write a few paragraphs about your church, including the age of the church, your denomination (or if you’re independent), and your membership information, including historical growth. Include attendance information and its historical growth, the general age of the membership, and the geographical area out of which the church draws its membership.
  • Financial Information. The lending institution will want to see a balance sheet and income statement for the last three years. Bringing this the first time you meet shows that you know how to speak their language. If your giving statements are over four months old and/or you’re meeting in the middle of the year, bring interim financials. Be prepared to talk about giving units, average growth, and average giving per capita, including historical growth.
  • Leadership History. Include information in your package about how your church is governed (board of trustees, elders, or elected church board, etc.) and the tenure, resume, and accomplishments of your pastor.
  • Church Building Project Summary. Go in with a prepared “elevator speech” about your church vision for how this church design will impact growth in the future. Provide a summary of the project and a summary of the project cost, including a budget estimate.

All of this can go a long way toward getting your loan approved, and perhaps proving your church building project is worth an increase in your loan amount. Remember, however, that your conviction concerning God’s will for the church design is not something lenders can “bank” on. Instead, as we noted above, you need to speak their language.

If you’re looking for more information on how all the church building puzzle pieces fit together, sign up for our upcoming free i3 webinars, which give you the latest information on church design and building in America today.

2022-03-01T21:42:56+00:00 March 1st, 2022|Church Building, Church Design|